Conditions of Use
1. General
1.1. Welcome to MeritFlowen (the "Website").
Contact us at info@meritflowen.com
1.2. This Website provides information about third-party platforms ("Third-Party Platforms") for trading purposes (the "Services").
1.3. These Terms govern your ("You", "Your", or "User") access to the Website and Services. You must read these Terms carefully before accessing the Services. These Terms constitute a legally binding agreement between You and the owner of the Website. If you do not accept these Terms in full, you must not use the Website. These Terms may be amended from time to time.
These Terms incorporate our Privacy Policy. By accepting these Terms, you also agree to our Privacy Policy. (Read our Privacy Policy here.)
2. Eligibility
2.1. Access to the Website is subject to your compliance with these Terms and Conditions.
2.1.1. You must be at least 18 years of age.
2.1.2. You must have the legal capacity to enter into these Terms and Conditions.
2.1.3. The laws applicable in your country of residence or the country from which you access the Services must not prohibit your use of the Website or its services.
2.2. We make no representations or warranties regarding the legality of the Website or services for any particular user. We are not liable for any unlawful use of the Website or services by any user.
Restricted Territories
3.1. We reserve the right to restrict access to the Services and/or Website (or any part thereof) for: (i) users residing in Restricted Territories; and (ii) users we determine may present a regulatory, legal, or reputational risk.
3.2. We may impose additional terms before accepting users who are citizens of, or residents in, certain countries. If a user travels into a Restricted Territory, access to the Website or Services may be temporarily unavailable or blocked.
4. Prohibited activities
4.1. By using the Site and Services, you agree not to: 4.1.1. Upload, share, publish, transmit, or send via the Website: (a) content that infringes intellectual property, privacy, or other proprietary rights; (b) content prohibited from publication or distribution due to defamation, slander, or racism; (c) content containing viruses or other harmful software that may damage our systems or those of third parties, or that blocks or restricts other users from accessing the Website; (d) content that violates any applicable law; or (e) content containing advertising or promotional material without our prior written consent. 4.1.2. Modify or remove any proprietary attributions, legal notices, labels, or designations on the Website. 4.1.3. Access the Services through any interface other than the Website. 4.1.4. Interfere with other users' access to or use of the Website or Services. 4.1.5. Use bots or other automated means to access the Website or Services. 4.1.6. Upload or transmit — or attempt to upload or transmit — any content that incorporates data collection or transmission mechanisms, including web bugs, cookies, or spyware, without our express written consent. 4.1.7. Engage in framing, mirroring, or any other technique that imitates the appearance or functionality of the Services. 4.1.8. Violate any applicable laws or regulations, or facilitate illegal activity, including trademark infringement, copyright violation, defamation, privacy breaches, identity theft, or distribution of counterfeit software. 4.1.9. Modify or alter the Website's source code, or upload applications or software capable of damaging the Website or causing harm to any person. 4.1.10. Disassemble, decompile, or reverse engineer any technology or software on the Website or used to provide the Services. 4.2. These Terms are in addition to any other rights we hold. If we reasonably believe your use of the Website or Services does not comply with these Terms or any applicable law, we may monitor your activity, restrict or block your access, disclose your usage patterns to relevant third parties, or take any other appropriate action to protect the rights and property of third parties.
5. Intellectual Property Rights All content on this platform — including but not limited to text, graphics, logos, icons, images, audio clips, and software — is the property of the Company or its content suppliers and is protected by applicable intellectual property laws. Unauthorised use, reproduction, distribution, or modification of any materials is strictly prohibited. The Company's trademarks, service marks, and trade names may not be used in connection with any product or service without prior written consent. Nothing in these Terms grants you any licence or right to use any intellectual property owned by the Company or any third party. You retain ownership of any content you submit to the platform. By submitting content, you grant the Company a non-exclusive, royalty-free, worldwide licence to use, reproduce, and display that content solely for the purpose of operating and improving the platform. If you believe any content on the platform infringes your intellectual property rights, contact us with full details of the alleged infringement. The Company will investigate all valid notices and take appropriate action in accordance with applicable law.
5.1. All content on this Website — including videos, text, images, logos, sounds, designs, trademarks, and other materials — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interest in the Services and Website belong to us. Using the Services or Website under these Terms does not grant you any intellectual property rights beyond the right to use them as set out herein.
5.3. Access to the Website and Services is permitted for personal, non-commercial use only.
5.4. You may not modify, reverse engineer, decompile, copy, sub-license, rent, or create derivative works from the Services or Website.
6. Limitation of Liability To the fullest extent permitted by applicable law, the Company, its affiliates, directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, goodwill, or business opportunities — arising out of or in connection with your use of, or inability to use, the Services, even if the Company has been advised of the possibility of such damages. The Company's total aggregate liability to you for any claim arising out of or relating to these Terms or the Services shall not exceed the greater of (a) the amount you paid to the Company in the twelve (12) months preceding the claim, or (b) one hundred euros (€100). These limitations apply regardless of the legal theory on which the claim is based, whether in contract, tort, negligence, strict liability, or otherwise, and even if any limited remedy set out in these Terms is found to have failed its essential purpose. Some jurisdictions do not permit the exclusion or limitation of certain damages. Where such restrictions apply under Irish or other applicable law, the limitations above apply only to the fullest extent permitted.
6.1. The Website and Services are provided solely at your own risk. We make no warranties, express or implied, regarding the Website, the Services, or your use of them — including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, timeliness, or availability. All content and functionality accessible via the Website is provided "as is," "as available," and without guarantee of any outcome.
6.2. We accept no responsibility for errors, omissions, or inaccuracies in any content published on the Website, nor for any disruption or interruption to transmissions to or through the Services.
6.3. We are not liable for any loss, direct or indirect, incurred by you or any third party through use of the Website or Services. You are solely responsible for any decisions made in reliance on information provided through the Website or Services.
6.4. We are not liable for any loss or damage — direct, indirect, or consequential — suffered by you or any third party, including loss of income or data arising from use of the Website or Services. This limitation applies to the fullest extent permitted by applicable law.
6.5. We accept no responsibility for failures or interruptions caused by internet or telephone line faults, computer hardware or software issues, system server failures, or any other technical infrastructure beyond our reasonable control. We are not liable for any consequences arising from use of the internet in connection with the Services.
7. Third-Party Content and Services The Platform may display content, products, or services provided by third parties, including data feeds, external links, third-party applications, and plug-ins. These may appear as part of the Platform's interface or be accessed through it. We do not control third-party content or services and are not responsible for their accuracy, availability, legality, or suitability. Any third party whose content or services appear on the Platform operates independently of us, and their own terms and privacy policies apply to your use of their offerings. Accessing third-party content or services through the Platform is at your own risk. We do not endorse, guarantee, or assume liability for any third-party content, products, or services, including any loss or damage arising from your reliance on or use of them. If you have a dispute with a third-party provider, you must resolve it directly with that party. We have no obligation to intervene in or mediate such disputes. You should review the terms and privacy policies of any third party before engaging with their content or services. We recommend exercising caution when sharing personal data with third parties, as their data handling practices are outside our control.
7.1. When using the Services, you may encounter content from third parties, including advertisements or reviews relating to Third-Party Platforms.
7.2. We do not take responsibility for any information or products referenced through such content. This content may not always be current or accurate.
7.3. We recommend verifying all information before making any decision. You are solely responsible for any decisions or actions taken based on that information.
8. Links
8.1. This site contains both advertisements and content sourced from third-party websites ("Links"). Before downloading, relying on, or accessing any information, software, or materials from these websites, or completing any purchase or transaction, you should be aware of their third-party nature. These links are provided for user convenience only. We are not liable for any damage or loss arising from the use of or reliance on any information, products, or services available through third-party websites or applications.
8.2. The inclusion of hyperlinks on this site does not imply endorsement, authorisation, affiliation, or any other form of approval by us in connection with those websites, their software, or their administrators.
8.3. We have not reviewed all linked websites and cannot be held responsible for their content or software. You are advised to exercise caution before using, relying on, or purchasing anything through these websites or applications. We accept no liability for any damage or loss resulting from use of or reliance on content, information, or products accessible via third-party websites.
8.4. It is your responsibility to review the terms and policies of any third-party websites. We strongly recommend doing so before engaging with any third-party site.
9. Miscellaneous
9.1. We may alter, suspend, or modify our Services at any time. Such changes will not give rise to any claims against us.
9.2. These Terms may be updated at any time. We will notify you by publishing the most recent version with a revised date at the top. Changes take effect within a few working days. Continued use of the website after changes are published constitutes acceptance of the updated Terms.
9.3. The User acknowledges that any information transmitted via the website does not create any relationship beyond what is explicitly stated in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. Any promise, representation, or agreement — whether oral or written — not contained within these documents has no legal effect on the parties.
9.5. Failure to exercise any right or power under these Terms does not constitute a waiver of that right or power. Any partial exercise of a right or remedy does not preclude any further exercise of the same or any other right or remedy.
9.6. If any provision of these Terms is found invalid by a court of competent jurisdiction, the remaining provisions continue in full force and are interpreted as if the invalid provision had been excluded, while reflecting the original intent of the parties.
9.7. We may transfer or assign all rights and obligations under these Terms to third-party partners, including the operation and management of the website and its services. You may not assign or transfer your rights or obligations under these Terms.